The biggest barrier most people encounter is not knowing needs from wants. If you truly wish to save money, you need to split your needs and wants into different piles. Things you need are things that you buy on a regular basis as necessities. Things you want are frivolous items that you can live with out. The items in the "want" pile should only be purchased if you can afford them, or you've saved up for them.
Every time you think about buying something or pick it up to look at, stop and think. Do I NEED this, or do I want it? Think about, "what would happen if I didn't buy it?" Even if it's on sale, but you don't need it, you are still wasting money. Do you really need that nearly identical purse just because it's a slightly different colour? Probably not.
Spending $0 is far better than saving 50% on something you don't need!
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